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A title insurance policy is an insured statement about ownership of interest on a specific piece of real property. The basic policies insure the owner or others having an interest in the property against loss by encumbrance, defective title or adverse claims against the title. A preliminary commitment for the title insurance is the first stage in the insuring process. It is issued after a thorough search of public records have revealed the condition of recorded title. This would include current money obligations against the property, easements and restrictions of record, covenants, conditions, and any other matter of record which may affect the right of ownership, possession and use of the property.
Transnation Title Insurance Company is one of the nation’s leading title insurers. They are a centralized source of allied real estate services. The Company, one of the nation’s foremost title insurance companies is a principal subsidiary of LandAmerica Financial Group, Inc. Founded in 1910; Transnation operates through a nationwide network of 4,000 branch, agency and subsidiary offices. The company serves various residential and commercial customers in the United States, Canada, Mexico, Latin America and the Caribbean.
The organization and its subsidiaries hold an a double prime financial stability rating from Demotech, Inc. which is the title insurance rating firm’s highest ranking for stability and substantial net worth, and an excellent financial strength rating from Duff & Phelps Rating Company, and a very good counter party credit and financial strength rating from Standard and Poor’s.

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