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National Granite Title Insurance Agency, Inc.



A Title is a valid claim to ownership of real property, evidenced by deed, certificate of title or bill of sale. A lender extends mortgage financing to a buyer only if the seller holds uncontested ownership of the property in question.  The majority states treat mortgage as a lien against the title held by the lender or mortgage.

Title insurance guarantees that no one else can claim your property. It also provides the peace of mind that you will not incur unexpected debts from your new property. Even if you have owned your property for years, unexpected problems can arise that may put your ownership in jeopardy. The title insurance policy means that your lender can be reassured regarding their loan, and you can be reassured regarding possible problems with your property.

A National Granite Title Insurance Agency is a member of the Federation of Exchange Accommodators. Joseph Deutsch who is the President of National Granite Title Insurance Agency is an attorney with extensive real estate experience and a Certified Exchange Specialist. The Company is a firm that verifies ownership of real property, often done in connection with a conveyance of real property from seller to buyer. The legal owner is determined through a detailed examination of property records in a title search.
 
The Company is one of the largest Title Insurance Agencies in the northeast. Since 1995, National Granite has been providing its clients with title insurance services for all types of commercial and residential transactions. The Company is a full service firm offering prompt, courteous and professional service. They provide services including Fee Insurance, Leasehold Insurance, Construction Mortgage Insurance, Mortgage Insurance and Escrow Services.

There are numerous problems that can arise when buying a house. A previous owner could have taken out a loan on the property, which would become the new owner's debt. In a separation or divorce, the previous owner could have taken out a mortgage without the knowledge of their partner. A lost heir could appear and stake a claim to the property. Title insurance protects new owners from all of these claims.

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