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Centennial Title & Abstract Co., Inc.



A title is the evidence or right which a person has to the ownership and possession of land. A defect in that title can be any legal right held by someone other than the owner to claim property or to make demands on the owner of that property.

Title insurance is a contract to protect an owner or lender against losses arising through defects in the title of real estate owned or mortgaged. If the title is insurable, the company guarantees the owner against loss due to any defect in title or expenses in legal defense of the title pursuant to the terms of the policy.

The Company provides services such as Title Insurance, Real Estate Settlement Servicesand Title Searches.
 
The Michigan Land Title Association consists of Centennial Title & Abstract Co., Inc., insurers, and other related land information practitioners. The MLTA was founded in 1901. Its membership includes independent agencies throughout the state, major national title underwriters, and professional members from related fields of endeavor. The MLTA is governed by a nine member including its President, President Elect, and Secretary Treasurer. These representatives constitute a diverse sampling of the membership. The MLTA Board of Directors meets monthly to monitor matters of concern to the membership, review committee work, and formulate MLTA policy.

The Company can also close your real estate transaction. Their escrow closing service provides such as Upon Loan approval, they issue a title commitment, order mortgage reports, deeds, lien releases, Assist in solving title problems, Schedule closing date and time with all parties involved, Provide miscellaneous forms, Prepare all documents permissible by law including; Settlement statement, Estoppels certificate, Owner's affidavit, and 1099 statement for the seller.

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