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Emmons Title Company

Title insurance guarantees that no one else can claim your property. It also provides the peace of mind that you will not incur unexpected debts from your new property. Even if you have owned your property for years, unexpected problems can arise that may put your ownership in jeopardy. The title insurance policy means that your lender can be reassured regarding their loan, and you can be reassured regarding possible problems with your property.

In 1884, Emmons founded The Benjamin Emmons Abstract Company, the first title and abstract company in St. Charles. Emmons Abstract Company opened in and operated out of the historic Moose Building at 117 S. Main Street, where it remained for several years. Today, Emmons Title Company is a full service title insurance agency, issuing owners, lenders and leasehold policies on residential, commercial, industrial and agricultural real estate located in St. Charles County.

The Company issues title insurance policies underwritten by First American Title Insurance Company of Santa Ana, California, the nation's largest title insurance company. Additionally, they also offer a range of escrow and settlement services, title searches and reports and construction loan disbursing services. They are full service company and can handle all of your title insurance and closing needs. A real estate purchase is one of the best investments you can make, so be certain to protect your land ownership against possible title problems that can hinder the transfer of your real property or make it unmarketable.

These problems are defects that arise before the date of the policy and remain undisclosed until some time later. Even the most thorough search of the public records cannot reveal some of these hidden hazards. A one time premium safeguards your property from actual loss resulting from any risk covered by your policy, up to the amount of the policy and provides for defense costs also, unless specifically excluded. Title insurance covers title defects. Although it is a product considerably different from other kinds of insurance coverage, the title insurance can be very effective for avoiding losses and claims in real estate transactions.

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