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Bankers Title & Trust Company

Bankers Title & Trust Company is a full service lender owned title insurance agency serving the Commonwealth of Virginia with a concentration in the central and Southside regions. Bankers Title & Trust Company has an established track record of providing exceptional service at competitive prices.
 
Located in Richmond, Virginia, Bankers Title & Trust Company is licensed in the Commonwealth of Virginia and the State of North Carolina, with a concentration in central and Southside Virginia. Bankers Title's underwriter is Investors Title Corporation, headquartered in Chapel Hill, North Carolina.
 
All standard Alta endorsements available specialized endorsements available upon request. The firm offers variable types of policies such as Lender's Alta 1992 Owner's Alta 1992, Lender's Short Form Owner's Residential, Master Home Equity Loan Policy Leasehold Lender's Policy, Leasehold Owner's Policy Temporary Construction Plans, Others available upon Request.
 
There are numerous problems that can arise when buying a house. A previous owner could have taken out a loan on the property, which would become the new owner's debt. In a separation or divorce, the previous owner could have taken out a mortgage without the knowledge of their partner. A lost heir could appear and stake a claim to the property. Title insurance protects new owners from all of these claims.
 
If one of these problems occurs and you are without title insurance, you could be forced to move out. You could also legally be required to pay a debt on a house that is no longer yours. If you have fee title insurance, the title company will handle any litigation or payments towards your case. In the very rare case of title loss on your property, the title company can pay you or buy the mortgage from the bank. 

The Company’s goal is to broaden their relationships to add more variety and challenge to their day to day operations while continuing their standards of quality work and responsiveness to the needs of you, their clients.

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