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Eastern Oregon Title, Inc.

Purchasing Real Estate is one of the most important decisions they can make in their lifetime. When buying a new home or refinancing your existing home, you want to be sure the property is free of any liens, claims, or encumbrances other than those agreed to by contract.  Whether closing property located in Oregon or anywhere in the United States, they provide full title and escrow services and real estate information research.
EOT will provide the highest quality title and escrow services to their customers. They will do so while maintaining a highly trained and proficient staff in a competitive and aggressive market. Above all, they will strive to build, support and maintain good relationships with their customers and their representatives.
Eastern Oregon Title, Inc. department or company issues a preliminary commitment for Title Insurance, which is a statement of the status of title and all the exceptions to title, such as monetary encumbrances, rights, title and interests, covenants, conditions, restrictions and easements. The commitment also includes documents and items that the title company requires before they will record documents or issue title insurance policies. Title insurance is not a casualty or risk based insurance like homeowner's insurance or mortgage insurance. A title company works very hard to eliminate every possibility of risk prior to issuing a policy.
Having a neutral third party allows all the principals to a transaction to handle the transaction in more convenient time frames. Many real estate sales and refinances handled in other areas of the country do not have escrow. It is then necessary for all the parties to be in one room at one time in order to protect their interests. With an escrow, however, the parties may execute their respective documents and instruct the escrow when the documents may be used. 

The escrow becomes a central depository. Escrow agents are neutral. With the exception of certain statutes which require them to take specific actions, the escrow officers simply follow the directions of the principals to the transaction, the buyer, borrower, and seller. Escrow officers do not give legal advice. They do not resolve disputes between the various parties. They simply follow the instructions of the principals which are consistent.

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