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Sunbelt Title Agency

Sunbelt Title Agency is an independent title agency, offering excellent underwriting strength and a complete range of title and escrow services to its customers. In Business since 1980 it is underwritten by First American Title Insurance Company of Texas and Old Republic National Title Insurance Company, Leaders in Marketing Innovation, Providers of Truly Remarkable Service and Easy Access to Key Decision Makers.
Title Insurance is your only protection against loss or damage from any claims of ownership against the title to your property. There are basically two types of title insurance policy the owner's policy and the lender's policy. The owner's policy protects the buyer's equity in the property up to the purchase price. The lender's policy protects the lender's interest in the property as security for the outstanding balance of the buyer's mortgage.
A title is the means by which a person or persons may acquire a right of ownership in real property. The title gives the owner the right to possess, use, and enjoy that real property within certain limitations. It also gives the owner the right to sell and/or convey that property. A title search and examination of the public records may show some of the problems and defects in the title, such as outstanding mortgages, liens, unpaid taxes, judgments against the seller. A search may also show any recorded limits and easements limiting the use of the land.
A title commitment will then be issued to show any matters reflected in the title exam, as well as a determination of the documents needed to properly transfer the title of the property to the buyer. The closing agent will also work closely with the lender and realtors to coordinate the ordering of the termite inspection, survey, homeowner's insurance and flood insurance, if applicable.
They are a company dedicated to creating exceptional settlement experiences for customers and communities through the passionate delivery of truly remarkable service.  A title exam is ordered to verify the seller's right to transfer ownership and to discover any outstanding mortgages, liens, restrictions, easements, which may affect the property.
From the time an order is received, through title search and examination, preparation for and the conducting of the closing, the receipt and payment of funds and the recording of documents and the issuance of a title policy, all of them are committed to providing you the finest product and service available.

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