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Access Title Insurance Agency, Inc.

Access Title Insurance Agency, Inc. is a company with the knowledge, dedication, and drive to meet the needs of the entire real estate industry. Their vision, one to provide quality title and escrow services to the real estate community throughout the New York area, has grown with the experienced, professional staff at Access Title who will help you reach your goals.
There are numerous problems that can arise when buying a house. A previous owner could have taken out a loan on the property, which would become the new owner's debt. In a separation or divorce, the previous owner could have taken out a mortgage without the knowledge of their partner. A lost heir could appear and stake a claim to the property. Title insurance protects new owners from all of these claims.
A report issued by a title insurance company setting forth the condition of title to certain property as of a certain date, and also setting forth conditions which, if satisfied, will cause a policy of title insurance to be issued. Also called a commitment. A simultaneous issuance by a title insurance company of policies insuring both an owner and a lender. The lender's policy is issued at a reduced rate.
A loan policy insures your lender's security interest against loss due to defects in your title that were not discovered at the time of sale. The loan policy offers no protection for the homeowner. A. Just as lenders want security with their title policy, you should protect the equity in your new home with a title policy. For a low one-time premium you can receive the protection of a title insurance policy against hidden risks or undiscovered interests.

The firm is underwritten by some of the nation's largest title insurance companies lik Stewart Title, United General Title and First American Title. Their cutting edge, fully automated technologies provide you with complete and comprehensive title insurance services. When you are putting an important part of your life in someone else's hands, choose someone you trust. Access Title strives to be that trustworthy entity.

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