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Home > Property Insurance Coverage > Title Insurance > Heritage Title Insurance
Heritage Title Insurance
A title is the evidence, of right, that a person has to the ownership and possession of land. It is possible that someone other than the owner has the legal right to the property. If that right can be established, this person can claim the property outright or make demands on the owner as its use.
The Company lender likely will require that you purchase a Lender's Policy. This policy only insures that the financial institution has a valid, enforceable lien on the property. It does not protect you. An Owner's Policy on the other hand is designed to protect you from title defects that existed prior to the issue date of your policy. It also covers the full cost of any legal defense of your title.
The one time premium is directly related to the value of your home. Typically it is less expensive than your annual auto insurance. It is a one time only expense paid when you purchase your home. Yet it continues to provide complete coverage for as long as you or your heirs own the property.
The Company provides a complete line of residential and commercial title insurance services. Their title officers, attorneys, underwriters, closing agents, and escrow officers are highly proficient technically and extremely knowledgeable about local market conditions. They can respond quickly to your needs, with the flexibility to adopt creative approaches for unique circumstances.
The Company pride themselves on their friendly professionalism. Their escrow officers have the expertise to adhere to the strictest of lender instructions. They communicate clearly and consistently with all parties to the transaction. Once the transactions have taken place, the funds are disbursed and documents submitted to local government authorities for proper recording.
The Company mission is to provide title insurance and related services to facilitate real estate transactions in an environment of trust, loyalty, enthusiasm and excitement, along with a strong commitment to quality that has put them on top and kept them there year after year. Their commitment to continued growth allows them to expand their range of services and ensure their position as a leader in their industry.
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