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PENCO is a young and innovative company that targets niche markets with specialized needs. Approved as a property and casualty insurance company in Michigan, they have grown to become the state's largest writer of liquor liability. The management of PENCO has adopted a strict and conservative set of principles regarding financial matters. They do not take risks when making investments. Virtually all of their investments are Grade A or better and are managed by the highest quality managers.

PENCO is the nation's largest insurer of Independent Bowling Centers. PENCO continues to offer a comprehensive insurance program with coverage’s tailor made for the unique operations of bowling centers. The Insurance Company offers a wide selection of quality insurance. They hope to help you by offering an outlet for homes, dwelling fire and vacant dwellings. Their Florida homeowner program is designed to provide traditional coverage for your home, condominium, or rental property.

The Company comprehensive commercial package includes property, general liability, and crime coverage’s. Immediate response to special requests or challenges, premium quotes returned within 24 hours, and direct access to management, when required, is just a few examples of PENCO's commitment to agents and policyholders alike. Bowling centers, fraternal organizations, and sportsmen and conservation clubs are examples of our specialized lines of business.

The Company has contracted with notable A Pals rated reinsurance companies. Their rapport with these fine reinsurance companies, matched with their conservative investment philosophy, allows them to achieve their objective of providing secure financial stability. This stability, coupled with their intense desire to provide customer satisfaction, makes PENCO an unmatched choice for insurance coverage.

Insurance is based on promises. It is a relationship that is built with trust as its foundation and satisfaction as its cornerstone. With their base firmly rooted in these principles, the management and employees of PENCO Insurance Company confidently support their Company's Mission Statement.

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