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Shelter Insurance

Shelter Insurance first opened its doors in 1946, providing affordable car insurance to Missourians. With a policy of integrity and customer service for the benefit of their customers, employees, agents and communities, Shelter has grown to be an industry leader in insurance and financial products and services. In fact, they are now one of the nation’s most successful and financially sound regional insurance groups, with an international reinsurance operation.
Whether your home is your castle, your personal retreat or a hive of activity, you need to protect both the structure and your stuff. At Shelter, they understand that need and they have got a variety of insurance protection options to help you. They have included a brief description of their policy features here, but your Shelter agent will help you find the right coverage for you.
You may be living in a small apartment in a downtown metro area or a three bedroom ranch in the fastest growing suburb of your town. There are certain policy provisions or conditions that are common to all of Shelter's policies, even if the amount or nature of coverage differs. Those items include. Building property coverage, Personal property coverage, Special limits to personal property, Additional Living Expense or Loss of Rents, Deductible options, Personal property not covered, Perils covered, Property Exclusions, Liability coverage and Extra Cost Options.
This covers the contents of your home and property in another structure. Losses under this coverage are subject to the perils named in the policy. Coverage applies at the dwelling location and also away from the dwelling location anywhere in the world. If you have property at second location where you may also live such as a vacation home, coverage is provided, but for a reduced limit. You should specifically insure property at those locations under a separate insurance policy.
Shelter Insurance is an industry leader in insurance and financial products and service. Their mission is to be a profitable company, known for its integrity and customer service based on long term growth and financial security for the benefit of their customers, employees, agents and communities.

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