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Preferred Risk Mutual

In 1958 Preferred Risk Life was established to provide life coverage for non drinkers. The country's first multiple peril package policy for churches was introduced in 1962 and the sales force grew to four hundred seventy five agents. By 1966, the groups’ life insurance products were actively sold in twenty nine states with over nine hundred agents. Toward the end of the decade, the company moved to a new home office constructed in West Des Moines. Preferred Risk Mutuals’ name is now changed to Guide One Insurance.
 
Guide One Insurance has grown to become the national market leader in providing multi line insurance products to churches and total abstainers from alcohol. The company is recognized as the nations’ largest insurer of churches based on written premium. The Company is a leader in providing insurance products to non drinkers and individuals who make the responsible choice not to drink and drive.
 
Their vision defines the company’s long term goals, while the mission describes how they are working to achieve the vision. The Company’s alliance with Kansas City Life has made it possible to offer a broad collection of products including life, retirement savings plans for individuals and employee benefits for churches. Products such as these expand their ability to serve policyholders and meet their financial security needs.
 
Guide One’s focus on understanding and meeting unique customer needs combined with the company's agent driven innovation and an unwavering social commitment has traditional the company as the premier niche market insurer for its consumer and commercial customers. They look to further solidify this position by expanding and extending relationships with customers by providing a range of value added and stand alone services within its chosen niches. They remain committed to delivering its products through a knowledgeable, expert, motivated and value added agent force. 

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