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Wisconsin Mutual

Wisconsin Mutual Insurance Company was organized in 1903 under the name of Wisconsin Tornado Mutual Insurance Company. Initially located in Milton, Wisconsin, the company changed to its current name and moved operations to Madison in 1946. After occupying an office on 1619 Monroe Street for 32 years, the company constructed and moved to the current location in Old Sauk Trails Park, 8201 Excelsior Drive, in 1990. Wisconsin Mutual was organized as a mutual company and continues to operate as one, being fully owned by its policyholders.

The company writes business only in the state of Wisconsin, utilizing over 1,000 agents in 200 agencies. Wisconsin Mutual insures over 34,000 properties and over 70,000 automobiles in the state with policies written in every county. The company handles all but a few of its claims out of the 6 adjuster offices located throughout the state and the Madison home office With more than 250 insurance companies writing private passenger automobile coverage in Wisconsin, Wisconsin Mutual ranks 14th in direct written premiums.

Their Standard homeowner's program is intended for the average to above average, owner occupied property risk.  One or two family homes are eligible. Homes must be insured for 100 percent of their Replacement Cost Value and have minimum of 100-amp electrical service. This program does allow solid fuel devices and is designed to accommodate those risks that do not qualify for the Premier or Premier Elite program.

In addition to the Automobile, Homeowner and Farm owner packages, the company also writes Fire and Extended Coverage, Mobile Homeowner, Commercial Packages, along with Boats, Umbrella and Other Liability coverage’s, Recreational Vehicles and other Personal Inland Marine items.

Wisconsin Mutual has experienced an extended period of consistent growth as 2004 was the 30th consecutive year of increased direct premiums. Profitability has also been exceptional as the company marked its 14th year in a row of surplus growth and 18 out of the last 19 years. With the steady growth of profitable business, Wisconsin Mutual has also retained one of the best operating expense ratios in the industry providing consumers more value for their insurance dollar with a secure Wisconsin based company.

Wisconsin Mutual prides itself in service and provides the public with competitively priced, comprehensive products. By sound underwriting, timely marketing, good service, and controlling operating expenses, Wisconsin Mutual continues to grow and prosper in the ever changing insurance environment.

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