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Utah Medical Insurance Exchange

The Utah Medical Insurance Association is a physician owned and directed healthcare liability insurance company. Practicing physicians are their foundation and strength.  As they celebrate their 20th year of service to physicians in the Intermountain Area, their vision of the future includes a dedication to Maximizing the value of your premium dollar, reducing patient injury by improving patient care, providing innovative leadership in fair patient compensation, developing practice enhancement products and services.
The Utah Medical Association formed the Utah Medical Insurance Association in response to a malpractice crisis in 1977. Faced with increased numbers and costs of malpractice claims, the commercial multi line insurance companies writing the business at that time responded by instituting substantial rate increases or withdrawing from the market. To provide stable, physician friendly liability insurance, UMIA was conceived and funded by Utah physicians.
UMIA is a mutual underinsurance exchange providing medical professional liability insurance and related products to health care providers in Utah, Nevada, Montana, Idaho, and Wyoming. The Association commenced business on December 1, 1978.  UMIA is financially strong.  As they enter their 20th year of service to physicians, UMIA holds 111.2 million dollars in assets and 27.1 million dollars of surplus. They are rated in the excellent category of Best Company and have been so for nine years. 

The mission and commitment of the Utah medical insurance association to provide its physician members with highest quality professional liability insurance at the lowest possible cost, practicing physician directed management which is sensitive and responsive to members needs, aggressive and effective loss prevention, underwriting, claims and legal services, a financially sound and progressive not for profit organization which ensures future stability and strength.

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