Advertise Now
  Home > Property Insurance Coverage > Home Owners Insurance > Fulmont Mutual Insurance Company

Fulmont Mutual Insurance Company

Fulmont Mutual Insurance Company was founded over 145 years ago at the organizational meeting held March 1,1853 at the Perth Centre Hotel in Perth, NY. Attending the meeting were eighteen prominent and influential local farmers and businessmen.
On August 9, 1853 the Company was officially designated as the Fulmont Mutual Insurance Company and was allowed to issue policies, then called certificates. The 105 member policyholders were each a co owner of the Company. They reciprocally engaged, by payment into a common fund, to indemnify one another against loss by fire.
The Company was organized for the purpose of insuring against fire and lightning, those being the most common cause of loss to the early farmer. In later years, due to catastrophic losses in New York State by wind and tornado, a specialty company based in Albany, NY was set up to insure wind and tornado losses. The Fulmont Mutual Insurance Company was not allowed by state regulation to insure for wind or tornado due to its catastrophic nature, but was able to secure the coverage for its members through the specialty company.
Fulmont Mutual Insurance Company is recorded as the oldest insurance company of its kind still in existence in New York state and is the fourth oldest of its kind in the United States. Their company goal after 145 years of service continues to be providing members with the best possible coverage at a moderate cost.
Their home based business owner’s policy will provide coverage for your business liability and your business property at actual cash value or replacement cost coverage for many different types of home based businesses. They can also provide professional liability for the home-based barber shop or beauty salon exposure.

They are self directed and take the initiative to make meaningful contributions to the organization and take responsibility for their actions and career development. They have the skills, experience and ability to adapt to changing job demands, corporate priorities and customer expectations. On behalf of all employees, they look forward in serving your needs with a personal touch.

Everything you need to know about Home Insurance is here at

Permission is granted to reproduce this article as long as the above resource paragraph is left intact with active links.

Advertising Information for covermehomeinsurance
Back to Home Owners Insurance