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Home > Property Insurance Coverage > Home Owners Insurance > Friends Cove Mutual Insurance Company
Friends Cove Mutual Insurance Company
Friends Cove's home office has grown to a staff of eight full time employees, and has outgrown three computer systems. They remain up to date in current computerized insuring, due in large part to Don's interest and support in the installation of a completely automated in house policy rating and issuing system with an on line access for affiliated agents.
Their specialty package form of insurance includes coverage for your owner occupied home and related private structures on a replacement cost basis; personal belongings, and extra living expenses you might incur as a result of a covered loss. Many causes of loss are covered, such as fire, lightning, smoke, and explosion, windstorm or hail, weight of ice, snow, sleet, freezing, vandalism, theft, and sudden and accidental damage from electrical currents.
Mobile homeowners insurance furnishes coverage for your owner occupied mobile home, related private structures, personal belongings, and extra living expenses you might incur as a result of a covered loss. Covered causes are losses are similar to those shown above for homeowners. Personal liability coverage is also provided. This is what people think of as basic fire insurance. It may be used to insured owner or tenant occupied dwellings, related private structures, and personal property for causes of loss like fire or lightning, windstorm or hail, and vandalism. Liability coverage is optional.
Commercial Properties is basic fire insurance for light commercial occupancies, with optional business liability coverage. Their inland marine policy may be used to insure items for which coverage is limited or excluded under other type of insurance, for a broad range of perils.
Friends Cove Mutual Insurance Company projections for the future of the insurance industry focus on the need for more regulatory leniency for small companies, to ensure their survival. Friends Cove Mutual Insurance Company believes that, although electronic commerce may be the predominant means of conducting business, the need for personal insurance service will never be outdated.
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