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Sutter Insurance Company

The Sutter Insurance Company is entering its thirty-first year of doing business within the state of California. The home office for Sutter has been located in Northern California since 1975. The company is currently admitted to do business in four states namely California, Nevada, Oregon and Washington. The Sutter Insurance Company’s programs are commercial auto physical damage, business auto, western regional truck program, special homeowners, dwelling fire and comprehensive personal liability.

The Sutter Insurance Company stand alone physical damage program is designed for commercial auto risks domiciled in California. The program encompasses a wide selection of vehicles ranging from a light pick-up truck to a tractor trailer. Public livery and private passenger vehicles may be included as part of a fleet. The driver guidelines allow for inclusion of almost every type of driving record from age 21 and older.
The preferred large Truck program is designed for various size accounts ranging from a single truck up to a fleet of over 100 power units. While primarily aimed at the long haul interstate truckers operating in the 11 western states, rates are provided for both statewide and 100 miles radius accounts. Pricing and selection method allows for competitive pricing for drivers with good driving records and years of operation experience. Coverages include liability, uninsured motorist, medical payment and physical damage. All mandatory regulatory filings are available at no extra charge. New ventures, poor driving records and inexperienced operators are prohibited. 

The Sutter Homeowners program is designed to provide a stable market for homeowners that do not qualify for standard or preferred markets due to age, value, and fire protection or prior loss history. Risks that have been non renewed or cancelled by previous carriers for loss history or other unacceptable reasons, will be accepted if, in the judgment of the underwriter, precautionary measures have been taken to prevent further losses of the same nature. This program is designed to meet the needs of Homeowners, tenant and owner occupied who have been declined, cancelled or non renewed by a previous preferred carrier. Risks of low property values, substandard upkeep or risks with a loss history will be excepted if, in the judgment of the underwriter, precautionary measures have been taken to prevent further losses of the same nature. The Comprehensive Personal liability program offers stand alone liability coverage for owner occupied dwellings.

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