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Southern Mutual

Serving customers' insurance needs since 1847 Southern Mutual was founded by a group of concerned Georgians who saw the need for a regional, mutual insurance company to provide insurance against fire for those outside of the larger metropolitan areas. Up until this point property insurance was only available from large, investor-owned, northern insurance companies. Southern Mutual was licensed by the Georgia Legislature on December 29, 1847.

From its beginning Southern Mutual has maintained the latest coverages in personal lines insurance for their customers. In the early years they insured cotton and molasses in transport, ships, factories and plantation houses. The scope of coverages has changed considerably over the years, but the company's original assignment to bear you one another's burdens has remained the same. Southern Mutual has successfully resisted three major wars, the Great Depression, and borne the financial burdens of thousands of their insured over the decades from numerous devastating hurricanes and conflagrations.

Homeowners insurance is designed to protect your home and your personal belongings from damage due to fire, weather, burglary/theft, as well as insure for personal liability and medical payments. Personal auto insurance offers you protection in Legal suits brought against you for bodily injury to others or damage to someone's property. Medical expenses incurred by you or passengers in your vehicle. Bodily injury to you or your passengers or damage to your auto caused by an uninsured motorist. Physical damage to your auto.

Unlike many insurance companies that are owned by investors, Southern Mutual Insurance Company is owned by its policyholders. Their employees are devoted to providing their policyholder and owners the very best in service and at competitive rates. It is this focus on customer service that has allowed Southern Mutual to prosper since 1847.

Nowadays Southern Mutual offers personal lines insurance through their many fine independent agents located all through the States of Georgia and South Carolina. The home office has been based in Athens, Georgia since 1848.

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