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PSM



Founded in 1925 as Public Service Mutual Insurance Company, a regional insurer in the Northeast, they have grown to be one of the 100 largest mutual insurance companies in the United States. Working with their independent agents and brokers, they have established themselves as a major competitor in their targeted markets habitational real estate and restaurants. They offer a wide range of insurance products designed to meet the specific needs of their customers. Magna Carta Companies is consisting of Public Service Mutual Insurance Company, Paramount Insurance Company and Western Select Insurance Company and is a commercial lines insurance carrier headquartered in New York City.
 
The firm offers a complete package of coverage’s designed specifically for the apartment, condominium and co operative markets. Whether you own or manage a six story apartment building or a 60 story condominium hi-rise, they can provide the property and liability protection you need. From family style to four star, the firm has a restaurant program to match, with competitive prices, a complete range of coverage’s and expert loss control services. And their special coverage enhancement endorsement provides many of those hard to get options at a very reasonable cost.
 
They have been writing workers’ compensation for over 25 years during a time when many carriers have been in and out of the market. They consider the policyholder to be their partner. So they work together to keep medical costs down through such programs as managed care, loss control services and workplace safety seminars. Their claims staff is especially skilled in handling the needs of the business owner and the injured employee. Their Safety Group Program is particularly attractive to trade and professional associations, and offers a generous policyholder dividend feature. Future builder business owner policy is designed particularly for the small to medium sized business and provides a broad package of protection at an affordable price. 

They offer their commercial property insured Equipment Breakdown Coverage at a very affordable price. This valuable coverage protects the critical components of your business operations heating, electric, communications, air conditioning, etc.against the kinds of hazards that typical property insurance does not cover.

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