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Markel American Insurance Company

Markel Corporation, a publicly traded insurance holding company, writes specialty insurance products and programs for a variety of niche markets through its insurance subsidiaries. The Company believes that its specialty product focus and niche market strategy enable it to develop expertise and specialized market knowledge.
Markel's origins date to the early 1920's, when Sam Markel started a business to provide insurance to the transportation industry, which was still in its infancy. For 50 years, Markel was one of the most successful insurance brokers in the United States. Mr. Markel's two sets of twin sons were followed by another generation of the Markel family, who carried on the tradition of hiring specialists who focused on solving the problems of the unusual risks they insured.
The specialty insurance market differs significantly from the standard market. In the standard market, insurance rates and forms are highly regulated, products and coverages are largely uniform with relatively predictable exposures and companies tend to compete for customers on the basis of price. In contrast, the specialty market provides coverage for hard to place risks that do not fit the underwriting criteria of the standard carriers.
Markel Corporation markets and underwrites specialty insurance products and programs to a variety of niche markets. In each of these markets, they seek to provide quality products and excellent customer service so that they remain a market leader. Their financial goals are to earn consistent underwriting profits and superior investment returns to build shareholder value. Many companies have a mission statement; some have a vision or creed. They live the Markel Style, through the years the Markel Style has served to provide a constant rudder to employees and management alike.
The London Insurance Market segment writes specialty property, casualty, marine and aviation insurance and reinsurance. They participate in the London Insurance Market through Markel Capital Limited and Markel International Insurance Company Limited. Markel Capital Limited is the corporate capital provider for Markel Syndicate 3000 at Lloyd's.

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