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Discover Re

Discover Re is fortunate to have balance between innovation and independence on one side and strong financial ownership on the other. They have been a wholly owned subsidiary of St. Paul Travelers since 1998. As a member of the St. Paul Travelers, Discover Re benefits from the A.M. Best financial strength rating of A plus assigned to the St. Paul Travelers Insurance Companies Pool.
They have evolved from a venture capital based start up to a successful and profitable enterprise. Writing almost 1 billion dollars of business with over 300 employees, they have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. They have learned and continue to execute the art of art better than anyone in the industry because that is their sole focus.
In a world of risk, predictable or unforeseen, they offer choices that are not obvious. Their solutions and approach to risk management are proven and financially solid, managed by the brightest minds in the business.
In 1990, they created a company that was purpose built to be in the vanguard and lead a change. Discover Re would provide ways to manage risk that do not come from standard practice, but from flexible designs and smart, detailed execution of programs. That remains their charter.
Customers do not need to adapt to existing products. For Discover Re, every client poses a unique circumstance. They build individual partnerships because they respond to the nature of their business and their risks in order to craft refined solutions.
Discover Re's Core division provides insurance for large commercial business. The primary business of Discover Re since their founding, the Core division provides insurance to individual buyers seeking to retain frequency losses on their balance sheet, but who need excess coverage over a self insured or self funded, large deductible retention.
These buyers generally have better than industry average loss activity as a direct result of their assumption of risk mindset. Core's seven regional offices house marketing and underwriting personnel. Policy issuance, claims and finance operations are in their home office in Farmington, Connecticut.

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