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Liberty Mutual

Since their founding in 1912, they have worked hard to make the world a safer, more secure place to live and work. In addition to their products and services, their safety breakthroughs, industry firsts, patents and innovative programs have helped reduce workplace injury, illness and disability for millions of men and women. Boston based the LMG, Liberty Mutual Group is a leading global insurer and 6th largest property and casualty insurer in the US whose largest line of business is private passenger automobile based on 2004 direct written premium.  As of December 31, 2005, LMG had 78.8 billion dollars in consolidated assets and 21.2 billion dollars in annual consolidated revenue.  The Company ranks 102nd on the Fortune 500 list of largest corporations in the United States based on 2005 revenue.

The Company offers a wide range of insurance products and services including personal automobile, homeowners, workers compensation, commercial multiple peril, commercial automobile, general liability, global specialty, group disability, assumed reinsurance, fire and surety.
Insurance companies assigned an A rating, in their opinion, have an excellent ability to meet their ongoing obligations to policyholders. Insurance companies rated A offer good financial security.  However, elements may be present which suggest a susceptibility to impairment sometime in the future. An insurer rated A has strong financial security characteristics, but is somewhat more likely to be affected by adverse business conditions than are insurers with higher ratings.
Financial ratings are impartial third party opinions of an issuer's ability and willingness to meet a specific financial obligation.  There are two types of financial ratings such as Financial Strength Rating which is an assessment of an insurer's ability to meet its obligations to policyholders and Debt Rating is an assessment of an issuer's creditworthiness to meet a specific financial obligation including senior debt, surplus notes and commercial paper.
The company is fast growing into one of the best companies with their team of managers who work hard to meet the objectives the company. They work diligently to ensure that their clientele are as satisfied as possible and provide maximum service at all time.

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