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Home > Property Insurance Coverage > Home Owners Insurance > Condor Insurance
Condor Insurance
Condor Insurance is a package policy consisting of different types of coverage for the house, its contents, additional living expenses, personal liability claims against the policyholder and other members of the household and medical payments to others. The policyholder pays a single premium amount for the combination of this coverage’s.
When you purchase insurance, it is important to remember to shop for insurance in the same way that you shop for any other consumer product. Make sure to compare prices, features, and reputation. Also, do not ask for the best coverage. Someone may give you what they think you need, rather than what you actually need. It is always wise to compare coverage’s on your own to determine the best product for you.
Always try to plan ahead when you need to purchase insurance. Do not make such an important decision on the spot. Remember, this is your home, not the insurance agent’s or lenders. You should take the lead in deciding what sort of insurance to buy and how much of it you need.
Condor may elect to buy broader homeowners coverage, which can provide additional protection for your dwelling and contents, or special homeowners endorsements such as building code upgrade coverage. Also, earthquake coverage can be considered. Your policy also covers loss of use, including increases in living expenses due to fire or other insured loss. Liability coverage protects you for injuries or damages to others caused by you, a member of your family, or pet.
Medical payments insurance covers medical expenses to non family members injured at your home. Important Read exclusions in your insurance contract. Earthquake, flood, mold, earth movement and wear and tear are some of the perils that are usually excluded. When an insurer writes your homeowners coverage, the insurer is legally obligated to offer you earthquake coverage for an additional premium. The earthquake coverage may be written directly by the homeowner’s insurer, by a separate insurer, or through the California Earthquake Authority CEA. Tenant’s renters insurance covers the loss of personal property and loss of use due to the above-mentioned perils, and may include liability and medical payments coverage.
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