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Homesite Insurance Company

Established in 1997, the Homesite Insurance Group focuses completely on the homeowners market. Homesite has concentrated on addressing problems long associated with the homeowners insurance business like high fixed costs, limited distribution channels, and minimal technological innovation. Homesite continues to bring progressive technology, innovative marketing and distribution strategies, and expertise in disaster management to the home insurance business. As a result, Homesite can provide consumers across the country with quality insurance products, outstanding customer service, and low premiums.
At present Homesite writes homeowners, condominium owners, and renters insurance policies in 45 states and the District of Columbia Homesite’s products are distributed through their own call centers, through selective arrangements with licensed agents and producers and on the Internet. The intention of home insurance is to protect your home and personal property. In the event of a natural disaster, you want to make sure that what matters most to you is covered. Homesite offers replacement cost policies that offer competitive coverage amounts.
Each year they estimate your property’s current replacement cost. Replacement Cost is generally known as the cost to replace a structure with materials of like kind and quality without deduction for depreciation. Replacement cost simply reflects the cost to rebuild your home in the event of a total loss. Your home is broken down into components like framing, roofing, etc. and valued at the cost to reconstruct each component in today's economy taking into consideration materials, labor rates and local building codes.

Homesite focuses on the needs of homeowners, renters, and condominium owners. Their dedication to you gives them the ability to tailor all aspects of their operations to your needs, ensuing in greater competence and improved customer service. At Homesite they understand that just as your life changes, so do your financial needs. Every policy they issue is carefully designed to address your home, personal property and financial protection.

Homesite makes buying home insurance an easy, rewarding process. Based on your needs and priorities, they can make sure you get the best coverage for your insurance dollar. Homesite's aim is to provide quality service and products at competitive prices. Customers can enjoy a complete collection of discounts, including discounts for new homeowners and retirees. Homesite also provides discounts to consumers who have safety and protective devices such as fire and burglar alarms, sprinkler systems, and dead bolts installed in their homes.

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