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Baldwin & Lyons Group

Insurance is a way to manage risk by providing you with the support to face financial losses due to a tragedy or accident. It involves paying a premium according to the property subjected of insurance and the type of protection you want to give it among other aspects.
Baldwin & Lyons was established in 1930 and is based in Indianapolis, Indiana. Baldwin and Lyons, Inc., through its subsidiaries, engage in marketing and underwriting property and casualty insurance in the United States, Canada, and Bermuda. The company provides casualty insurance, including motor vehicle liability, physical damage and other liability insurance workers compensation insurance, specialized accident medical and indemnity insurance for independent contractors, fidelity and surety bonds inland marine consisting principally of cargo insurance and captive insurance company products.
It also offers various other services, including risk surveys and analyses government compliance assistance, loss control and cost studies, and research, development and consultation in connection with new insurance programs, including development of computerized systems to assist in monitoring accident data, as well as claims handling services.
Baldwin & Lyons also accepts cessions and retrocessions from selected insurance and reinsurance companies, principally reinsuring against catastrophes. The company markets nonstandard private passenger automobile liability, small fleet trucking insurance, nonaffiliated assumption reinsurance, and property/casualty losses and loss adjustment expenses.
B&L's subsidiaries are Protective Insurance Company, with licenses in all 50 states and all Canadian provinces  Sagamore Insurance Company, which is currently licensed in 45 states; and B & L Insurance, which is domiciled and licensed in Bermuda. Protective, Sagamore and B & L Insurance serve various specialty markets, including large fleet trucking liability, voluntary assumption reinsurance, and private passenger automobile and small fleet trucking insurance.

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