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Atlantic Mutual Companies

Atlantic Mutual began on New York's Wall Street in 1842, with an innovative group of New York City shipowners who were seeking improved insurance protection. Over the years, they developed a reputation for attracting the highest quality customers and paying all just claims promptly and fairly.
They were granted their present charter on April 11, 1842, making them the oldest mutual insurance company in America. At the time, they insured many of the nation's merchant sailing ships engaged in trade with the Far East, the West Indies and South America and helped the United States become a maritime power. They were exclusively marine insurers for their first 90 years. They grew as the country grew and attained recognition as a leader in commercial marine insurance. Among the more notable maritime risks the company insured are the Titanic and the Andrea Doria.
During the 1930s, the firm diversified into the underwriting of inland marine, yacht and fire insurance. As business expanded, they enlisted independent insurance agents and brokers to produce the business. They continue to deliver on its promise of always being there when it counts. They concentrate on serving the personal insurance needs of individuals with substantial assets to protect.
They guarantee the replacement cost on your home and other structures on your property. They provide full replacement cost for the contents of your home. You can choose cash settlement on your total loss if you decide not to rebuild. They provide services with a high degree of flexibility, the Atlantic Master Plan allows you and your agent to combine the coverages you need into a single package policy that’s comprehensive, easy to manage, and just for you.
They can handle a wide range of your personal insurance needs home, auto, umbrella, valuables, and watercraft and rental properties. The package approach minimizes coverage gaps and eliminates wasteful duplications that can occur with a collection of standard industry policies. Plus, it comes with an overall package discount.
They claim service is one of the best in the industry. For many years, their clients who have had a claim have given them satisfaction ratings of 97 percent or higher. The Atlantic Master Plan provides broad coverage far beyond standard industry policies, including guaranteed replacement coverage for your home.

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