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Architects & Engineers Insurance Company

Architects & Engineers Insurance Company was founded in 1988 AEIC has been a stabilizing influence on the commercial marketplace. Chartered under the Federal Liability Risk Retention Act, AEIC offers coverage to design firms nationally. Today, AEIC remains the only architect & engineer owned insurance company, addressing the unique professional liability needs of the design community.

AEIC has become a popular alternative for specialty firms difficult to place in traditional commercial markets due to their niche practice. Firms with professional fees in excess of $1M find AEIC's rate structure most competitive. The AEIC program is accessible to any independent agent.  AEIC also accepts submissions from wholesale agencies.  

Architects & Engineers Insurance Company was created specifically to provide customized insurance solutions for the challenges facing designers. As A/E specialists, AEIC is an insurance carrier owned entirely by its policyholders and is a smart alternative to standard commercial insurance carriers in the market. The influence of AEIC's members is apparent in all facets of the company's operation, from its innovative policy form to a proactive approach to loss prevention and claims management. As the largest insured-owned program serving the design community, AEIC brings a measure of security to a market often characterized by opportunistic underwriting and dramatic price swings.

AEIC's founding philosophy, offering competitive, sustainable, pricing and superior professional and executive liability products to a select group of firms with a demonstrated commitment to utilizing the principles of loss prevention and risk management within their practices has found a growing audience with design professionals as commercial carriers have withdrawn from the market for either business considerations or because of financial difficulties brought on by irresponsible underwriting.

As an industry owned insurance program, AEIC has become the premier specialty market, serving the architects and engineers professional liability marketplace. As industry pioneers, they solidified their influence in the marketplace by reinventing the professional liability product to meet the special needs of design firms. With their liability offerings the Insuring Agreements, Definitions and Conditions have been rewritten to conform to the practice of architects and engineers, as it exists now, not in the past. Exclusions, often a source of confrontation between design firm and its insurer, have been virtually eliminated. Owned by shareholder/insured’s, AEIC relies on their shareholder input in all aspects of its management including the drafting of policy language relevant to the practice of shareholders.

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