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ANB Insurance Services

They have been in business continuously for at least the last seventy years. Located in Santa Cruz, California, ANB services the entire state of California. They are not the largest agency, but they can demonstrate to you that they are the best agency. Knowledgeable staff, much outstanding insurance companies, programs and a veteran hands on management by the owners who have over sixty one years of combined insurance industry experience ensure your insurance needs are met. They don't work for insurance companies as independent agents but they work for you.
 
Their insurance coverage’s are for Auto, Mechanical Breakdown, Homeowners, BusinessLife, Employment Liability and Marine. Their partners are Mercury, SAFECO, Fireman's Fund, Blue Cross, Blue Shield, Progressive, Republic Indemnity, State Compensation, Insurance Fund, Allied Insurance and Nationwide Health.
 
Net premiums written represents the premiums charged on policies issued during a fiscal period. Net premiums earned, the most directly comparable GAAP, the Generally Accepted Accounting Principles measure, represents the portion of premiums written that is recognized as income in the financial statements for the periods presented and earned on a pro rata basis over the term of the policies. A net premium written is meant as supplemental information and is not intended to replace.
 
Net premiums earned. It should be read in conjunction with the GAAP financial results. Paid losses and loss adjustment expenses is the portion of incurred losses and loss adjustment expenses, the most directly comparable GAAP measure, exclusive of the effects of changes in the loss reserve accounts. Paid losses and loss adjustment expenses is meant as supplemental information and is not intended to replace incurred losses and loss adjustment expenses. It should be read in conjunction with the GAAP financial results.
 
Insurance is a way to manage risks by providing you with the support to face financial crises to a tragedy or accident. It involves a premium according to the property subjected of insurance and the type of protection you want to give it among other aspects.
 

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