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American Hardware Insurance Group

Through the years the company name was changed several times, eventually to American Hardware Mutual Insurance Company.  In 1986, American Merchants Casualty Insurance Company and the AHM Insurance Agency were added, and the group of companies became known as The American Hardware Insurance Group. Several years later on April 15, 1993, American Hardware entered into an affiliation agreement with Motorists Mutual Insurance Company of Columbus Ohio, and American Hardware redomiciled from Minnesota to Ohio effective May 26, 1993. 

This change strengthened both American Hardware and Motorists, and has resulted in more new and innovative products and services than ever before. American Hardware Mutual Insurance Company,  American Merchants Casualty Company and  AHM Insurance Agency are now members of the Motorists Insurance Group. The idea born in 1899 of providingsound insurance protection at the lowest cost consistent with safety' is as important today as it was then. American Hardware has been a pioneer and industry leader and it will continue to be into its next 100 years.

The Company was founded in 1899 by a group of Minnesota retail hardware dealers.  The original purpose of the group was to insure the stocks and fixtures of the hardware dealers against loss by fire. Based in Minneapolis, Minnesota, American Hardware Mutual Insurance Company is a direct writer providing property and casualty coverage’s for the commercial line markets.  In 1993, American Hardware affiliated with Motorists Mutual Insurance Company and is now a member of The Motorists Insurance Group.

Their professional and quality conscience employees give them the edge in a very competitive industry.  Their skills and ideas consistently contribute to the company's growth and success. Through an active and aggressive recruiting program, they hire top-notch employees who are committed to high standards. The result is a broad talent base which creates a challenging and supportive work environment.

Their team approach gives employees the opportunity to learn and perform a variety of tasks.  They encourage employees to take advantage of the career opportunities available at American Hardware by offering internal job postings and encouraging promotion from within. In addition, they offer educational assistance and encourage participation in professional organizations.  They give employees the opportunity to achieve their potential and develop their skills.

Their standard coverage’s includes building, personal property, premises liability, products and completed operations, automobile and workers compensation, claims, marketing and sales, customer service, information technology, human resources and underwriting.
 
 

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