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Beacon Mutual

The Beacon is a non assessable mutual insurance company. The Company is now the largest writer of workers' compensation insurance, as well as the largest writer of commercial insurance property casualty in Rhode Island. They are financially secure, with over 450 million dollars in admitted assets. Excess surplus is returned to policyholders in the form of lower premiums and/or dividends.
The Beacon staff assists policyholders in implementing safety and return to work programs that are customized for their particular business. They are dedicated to providing continuous coverage and have the largest claim staff dedicated to workers' compensation. They are serious about safety. Because their only business is workers' compensation, they are able to address your company's safety problems and concerns promptly. Their ongoing Loss Prevention consultation and support has helped many businesses significantly reduce employee injuries and workers' compensation costs. They would like to do the same for you.
The Beacon is dedicated to promoting and supporting the highest quality medical care available, as the state's premier workers' compensation carrier. Their Preferred Provider Network helps them maintain this mission by offering superior medical care and state of the art treatment options. All medical providers are expected to follow Medical Advisory Board protocols and bill according to the Rhode Island Fee Schedule.
The Beacon is dedicated to providing the highest quality Loss Prevention services focused on promoting the Health and Safety of all workers. They have partnered with Employers and Agents to develop an unparalleled standard of excellence when it comes to prevention services and education programming.
Insurance is a way to manage risk by providing you with the support to face financial losses due to a tragedy or accident. It involves paying a premium according to the property subjected of insurance and the type of protection you want to give it among other aspects.

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