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Pemco Mutual Insurance Co.: The Best Service

Pemco Mutual Insurance Co. is an insurance company which has earned the greatest reputation along time because of its first class services. No other company has been able to equal the claim service Pemco provides and/or compete with their rates. Moreover, along with their diversified insurance services, Pemco offers banking and credit union services through their allied companies.

Pemco was founded in 1949 by Robert Handy under the name of Public Employees Mutual Insurance Company (PEMIC, by its abbreviations). During this period, the company offered residence fire and burglary insurance, plus automobile collision, fire and theft insurance. In 1950, Mr. Handy incorporated Public Employees Mutual Casualty Company (PEMCO) to write liability insurance and in 1977, Pemco emerged into Pemic after a change in state law so that there was not required anymore to have separate companies for property and liability insurance.

Ever since, Pemco has strived to provide top class services. Their main focus rely on home insurance policies, which offer different types of coverage, which include dwelling, personal property, loss of use, personal liability, medical payments to others and/or replacement cost coverage. Just to give a brief description about coverage, dwelling refers to the type of policy which pays for damage caused to your structure due to different perils (explosion, aircraft, vandalism, fire and lightning and/or windstorm).

Personal Property is the policy that safeguards and protects your personal belongings. Personal belongings include everything such as appliances, furniture, clothing and other household goods. If you want coverage for other items such as silverware, jewelry and/or computers, you must look for additional coverage to be purchased. Loss of use refers to the policy that will pay for the increase in living expenses, only while your home is unlivable due to a covered event.

Still within home insurance, but in a more private sense, Pemco provides the service of personal liability, which is a coverage that protects you against any events for which you are liable due to bodily injury or property damage suffered by others. Furthermore, Pemco ill cover you for any medical expense to guests injured in your property. With Pemco’s Replacement Cost Coverage, all of your belongings are going to be covered for the same amount you pay when you purchased them.

So, besides providing an excellent service under any circumstance, and always look for the best choices in the market; PEMCO keeps on looking for new ways to improve their assistance and help for their customers. Contact a Pemco Agent as soon as possible and assure your family and property with the best insurance.

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